CHOOSING FRIENDS 选择朋友
A man who is careful in choosing friends will certainly derive benefit from them. Why? Because there are more false friends than real ones in this world. To have one real friends is better than a hundred false ones. Friends who flatter you to your face are not true friends. We must make friends with those who have good character and kindness of heart. On the other hand, we should do our best to a void keeping company with bad people.
一个小心选择朋友的人一定会从他们那里获得益处。为什么？因为在这个世界里假朋友比真朋友要多。有一个真朋友要比有一百个假朋友来得好。凡是当面奉承你的朋友不是真朋友。我们必须和凡是具有良好品格和心地善良的人交朋友。反过来说，我们应尽力避免结交坏人。
美德及其它
THRIFT 节俭
There is not a （no） thrifty man but becomes a rich man sooner or
later. Why? Because he will not spend such money as is unnecessary. Little by little his money will accumulate. Ten to one, he is bound to make a fortune. I do not like such men as spend their money in a wrong way. They do not know extravagance is a bad thing. It can only make them happy for the time being. In short, thrift makes poor men rich and extravagance makes rich men poor.
没有一个节俭的人迟早不成为一个富翁。为什么？因为他决不花像那种不必要的钱。渐渐他的钱就会聚积起来。十之八九，他一定会发财的。
我不喜欢那种乱花钱的人。他们不知道奢侈是一件坏事。它只能够使他们暂时快乐而已。总而言之，节俭使穷人变富，奢侈使富人变穷。
PERSEVERANCE 毅力/坚忍
Needless to say, nothing but perseverance can lead a man to the way of success. In other words, a persevering man never does his work without succeeding in it. This is indeed unchangeable truth. Our National Father, Dr. Sun Yat-Sen, is the most ideal example. He was devoted to the revolution about forty years. He met with many failures, but he was anything but discouraged. As a result, he won. The Republic of China was born.
不需说，只有毅力才能引导人迈向成功之途。换句话说，一个具有毅力的人做工作终是（never…without）会把它做成功的。这真是不易之定理也。我们国父孙中山先生是一个最理想的例了。致力国民革命凡四十年。他遭遇到许多次的失败，但是他决不灰心。结果，他赢了。中华民国诞生了。
INDUSTRY （DILIGENCE） 勤勉
It is a matter of course that industry will bring us success, wealth and good luck. I am sure that a hard-working person can always succeed in the work which he wants to do. This is unchangeable truth. Idleness is the opposite of industry. It is the source of all evil. An idle man only enjoys playing and making pleasures. That he is doomed to failure is of no doubt. We should not follow his example.
勤勉会带给我们成功，财富和好运乃是当然之事。我确信一个苦干的人终是能够做成功他所要做的工作。这是不易之定理。懒惰是勤勉的反面。它是万恶之源泉。一个懒惰的人只享受玩耍和寻乐。他命运注定失败是毫无疑问的。我们不应学他的榜样。